How accurate is the QLD Stamp Duty estimate?

This calculator gives a useful guide based on the inputs you provide. For a precise figure tailored to your property, street, and current market conditions, request a free appraisal with Ari Starr on 0436 326 940 (available 24/7).

Is this calculator free to use?

Yes. All calculators on aristarr.com are free, with no sign-up required. They're provided as a service to Brisbane Northside homeowners researching a sale.

Who built these calculators?

Ari Starr, Ray White Chermside. Ari has over $134 million in career sales and specialises in Chermside West, Chermside, Stafford Heights, and Stafford.

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QLD Stamp Duty Calculator

Buying your next home? Estimate Queensland transfer duty including the home concession and first-home thresholds.

Purchase Price

Buyer Type

Owner-Occupier (Home Concession)You'll live in it as your principal place of residence.

First Home BuyerFull exemption to $700k, phased to $800k.

Investor / General RateNo owner-occupier concession applies.

Buyer TypeHome Concession (Owner-Occupier)

Purchase Price$950,000

Estimated Transfer Duty

$28,600

Estimate only. Confirm with the QLD Office of State Revenue or your conveyancer. Excludes mortgage registration ($200) and transfer registration fees.

How much is QLD stamp duty?

Queensland uses a sliding scale, so the more you spend the higher the percentage. The rate also depends on whether you're an owner-occupier, a first home buyer, or an investor.

Purchase price

$500k

Owner-occupier$8,750

First home buyer$0

Investor$15,925

Purchase price

$750k

Owner-occupier$19,600

First home buyer$15,925

Investor$20,775

Purchase price

$950k

Owner-occupier$28,600

First home buyer$28,600

Investor$36,775

Purchase price

$1.25m

Owner-occupier$45,225

First home buyer$45,225

Investor$52,400

Home Concession Rate

For owner-occupiers (your principal place of residence)

Up to $350,000	$1.00 per $100
$350,001 – $540,000	$3,500 + $3.50 per $100 over $350,000
$540,001 – $1,000,000	$10,150 + $4.50 per $100 over $540,000
Over $1,000,000	$30,850 + $5.75 per $100 over $1,000,000

General Rate (Investors)

For investment properties and non-resident purchases

Up to $5,000	Nil
$5,001 – $75,000	$1.50 per $100 over $5,000
$75,001 – $540,000	$1,050 + $3.50 per $100 over $75,000
$540,001 – $1,000,000	$17,325 + $4.50 per $100 over $540,000
Over $1,000,000	$38,025 + $5.75 per $100 over $1,000,000

First Home Buyer Concession

Buying your very first home? Queensland's first home concession is one of the most generous in the country:

Up to $700,000: No stamp duty at all. You save up to roughly $17,350.
$700,001 – $800,000: Concession phases out gradually. A $750k home pays around $7,875 versus $19,600 without the concession.
Over $800,000: No first home concession applies, but you still get the standard home concession rate.

You must be 18+, have never owned property anywhere in the world, move in within a year, and live there for at least 12 months.

What is stamp duty?

Stamp duty (officially called transfer duty in Queensland) is a one-off state tax you pay when you buy property. It's calculated on the purchase price and is usually due within 30 days of settlement. For most buyers it's the single largest upfront cost after the deposit.

Who pays what rate?

Owner-occupiers get the home concession, a discounted rate that applies if you'll live in the property as your main residence within a year and stay for at least a year.
First home buyers pay no duty at all up to $700,000, with the concession phasing out at $800,000.
Investors and second-home buyers pay the full general rate with no concession.

When do you pay it?

Your conveyancer or solicitor lodges and pays stamp duty on your behalf, usually at or just before settlement. You'll need the funds available alongside your deposit and other settlement costs, so factor it into your borrowing and savings plan early.

Other costs to budget for

Transfer registration fee (around $200)
Mortgage registration fee (around $200)
Conveyancing or solicitor fees ($1,200–$2,500)
Building and pest inspections ($500–$800)
Lender fees and Lenders Mortgage Insurance if borrowing above 80% LVR

Heads up: Stamp duty rates and thresholds are set by the Queensland Government and can change in state budgets. This calculator reflects the rates current at the time of viewing. Always confirm the final figure with the QLD Office of State Revenue or your conveyancer before settlement.

Want a real number for your home?

Ari will walk you through a no-fuss appraisal with a clear breakdown of fees, marketing, and expected net proceeds for your specific street.

Or call Ari on 0436 326 940